Financial Literacy Training empowers women in rural settings


Financial Literacy Training empowers women in rural settings

Manamati Sherma in her Tea shop

Manamati Sherma, from Hangum VDC ward no. 9 was struggling to eke out a living. She worked as a domestic help and during her free time weaved bamboo products. She didn’t earn enough which meant her children didn’t attend school either.


She heard about a training on financial literacy and wanted to attend one. Since she wasn’t a member in the Dashami Agriculture Cooperative Limited she couldn’t attend. She showed interested in joining the cooperative and was allowed to attend the financial literacy training (FLT) provided by SAFAL project funded by DFID. During the training, the trainer shared a story about an individual who had opened a tea shop after attending a similar FLT. The story motivated Manamati to do something similar with her life. Hence, she opeted for a NPR 80,000 loan with which she opened a small tea shop. She had more free time in her shop and continues weaving bamboo products which she sells in the shop earning her extra income.


“I have started saving regularly,  it feels nice to have some money at hand,” she shares.


Her husband equally supports her in her business.


Manamati has repaid her first installment and has saved around NPR 10,000 as capital.


“My children are admitted in the local school it is the greatest joy. We have savings. I just want to thank the facilitator and now I can build my own home.”



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